The Deductible Plan & More!

Member Benefits Continued...
Dispute Resolution Services & Legal
Defense
Mediation Services
Provides for payment of
up to five hours of a member's proportionate share of a mediator's fees or,
alternatively, up to five hours of an attorney's time for representation at a
mediation.
Lawsuits & Mandatory
Arbitrations
Payment of legal fees
and court costs to meet E&0 deductible up to specific limits set forth in Plan
($10,000 maximum) on all covered lawsuits and arbitrations
Additional
Professional
Protection
D.R.E., H.U.D. and
all Federal or State Regulatory Agencies
Provides payment of up
to ten hours of attorney fees per accusation, including hearing.
Human Rights
Complaint Defense
Provides payment of up
to ten hours of attorney fees per complaint, including hearing.
Department of Labor
Defense
Provides payment of up
to ten hours of attorney fees per complaint, including hearing.
IRS Audit Defense
Provides payment of up
to ten hours of attorney (or CPA's) fees for the broker owner per IRS audit
Board of Realtors'
Hearings, Arbitrations and Mediations
Telephone consultation
with a panel attorney of up to one-half hour per hearing, arbitration or
mediation matter regarding a consumer complaint against our member.
First Dollar Legal
Defense for Self Insured Plans
Provides equivalent of
a zero deductible legal defense through payment of initial legal fees and costs
up to specific limits set forth in Plan ($10,000 maximum) for members who have
no professional liability (E&0) coverage.
Additional Coverage
Lawsuits Excluded by
E&0 Insurance
Payment of legal fees
and/or court costs (to a maximum of $10,000, depending on the Plan selected) on
lawsuits and arbitrations that are not covered by the E&0 carrier.
Past Acts
Coverage
All transactions
(closed or unclosed), acts or occurrences, dating back to the E&0 insurance
retroactive date or other date selected by broker. (Matters that pre-exist
members’ enrollment date and retroactive date are excluded.)
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