Real Estate Home Repair Service Agreement

Page 4

IX.        Changes:

Notice to or knowledge possessed by any agent or by any other person shall not effect a waiver or a change in any part of this Plan nor stop RERM from asserting any rights under the terms of this Plan, nor shall the terms of this Plan be waived or changed, except by endorsement issued to form a part of this Plan signed by an authorized representative of RERM

X.        Master Application:

By acceptance of this Plan, the Seller agrees that the statements in the application are personal representations, that they shall be deemed material and that this Plan is issued in reliance upon the truth of such representations and that this Plan embodies all agreements existing between the Member and RERM or any of their agents relating to this Plan.

XI.      Currency:

It is understood and agreed that all amounts used herein are in United States currency and that all Repair Costs and Legal Expenses shall be adjusted and paid in United States currency.

REAL ESTATE RISK MANAGEMENT, INC.

BY: Virgil A. Flores, President/CEO

DECLARATIONS

ATTACHING TO AND FORMING PART OF HOME SELLER SERVICE AGREEMENT

This Plan is in effect with Real Estate Risk Management, Inc.

This is a Repair Cost & Legal Expense Reimbursement Plan

PLEASE READ CAREFULLY

PLAN NUMBER:                 SEE ATTACHED LETTER

SELLER’S NAME:               SEE ATTACHED LETTER

ADDRESS:                         SEE ATTACHED LETTER

PERIOD OF COVERAGE:   12:01 AM PACIFIC TIME AT THE ADDRESS SHOWN ABOVE.

LIMIT OF LIABILITY:   Each Claim:  $50,000 In the Aggregate including Costs:  $50,000 (Includes Claims Expenses)

DEDUCTIBLE:                 Zero with RERM’s Panel Council ($5,000.00 with Member’s Council)

RETROACTIVE DATE:     Plan Inception

NOTICE OF CLAIM:        Real Estate Risk Management, Inc.

                                     14670 Cantova Way,  Suite #250,

                                     Rancho Murieta, CA 95683

SERVICES:                     Residential Home Seller